Cover Type:

Sales Channel:

Insurer	Claims accepted rate	Average claim time (months)	Disputes per 100,000 lives insured
Industry Average	96.4%	1.7	66.9
AIA	96.2%	2.2	101.0
ART Life	98.1%	1.6	169.0
MetLife	93.9%	1.7	53.8
TAL	96.7%	1.5	34.6
Zurich	93.6%	1.5	123.5

Insurer	Claims accepted rate	Average claim time (months)	Disputes per 100,000 lives insured
Industry Average	98.4%	1.0	1.4
AIA	97.8%	1.1	1.8
TAL	99.0%	1.0	0.9

Insurer	Claims accepted rate	Average claim time (months)	Disputes per 100,000 lives insured
Industry Average	91.1%	2.7	26.5
ClearView	100%	5.6	56.8
NobleOak	98.8%	1.9	7.5